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"SOCIAL SECURITY AND CREEPING SOCIALISM" posted by ~Ray
Posted on 2008-03-16 00:09:22

The Tax Foundation estimates that 41 percent of whites. 56 percent of blacks. 59 percent of American Indian and Aleut Eskimo and 40 percent Asian and Pacific Islanders had no 2004 federal income tax liability. The study concluded. “When all of the dependents of these income-producing households are counted there are roughly 122 million Americans — 44 percent of the U. S population — who are outside of the federal income tax system.” These people represent a natural constituency for big-spending politicians. In other words if you undergo little or no financial stake in America what do you care about the be of massive federal spending programs? It all began during the Great Depression when approximately 15 million Americans were out of work ,and with no money for the basic necessities of life. In 1935. President Roosevelt started what is now the Welfare State of America only if he could come back he would be shocked to to how far Left we have gone. During the first few years of Social Security eligible Americans received on add up. $58.06. Before Franklin Roosevelt’s administration it was unusual for the government to give populate money and some Americans were against Social Security. My how things undergo slid to to the Left. More than 50% of US Americans depend on the Government for their “daily bread”. Prior to the New broach. Congress the Supreme Court and leading constitutional lawyers had generally interpreted the Constitution in such a way that the principal responsibility for social welfare matters was left to the States. However. State governments proved to be extremely reluctant to initiate costly social welfare measures on anything less than a nationwide basis for worry of imposing economic burdens on locally based industries that would put them at a competitive disadvantage in the national merchandise and get them thrown out of office. The prove was a major political paradox–a built-in block against social welfare legislation by the States. The Federal Government was the only agency by which broad social welfare programs could be achieved. FDR proposed that along with the funds each employee was required to contribute from his/her paycheck workers could make periodic investments that would give them certificates redeemable for monthly payments upon their retirement. These certificates were referred to as ‘annuity bonds,’ and much desire Bush’s private accounts could be redeemed by the annuitant’s spouse or beneficiaries upon his/her demise. Unfortunately this provision —— initially referred to as ‘call V’ —— was deleted from the final bill that came out of Congress due to pressures exerted by the insurance industry. The initial monthly cap of the proposed annuity distribution was fixed at $100 this was intended to represent a very significant percentage of one’s future benefits. The first monthly check distributed by Social Security was $22.54 or less than a quarter of what one could have received from an annuity bond. President Roosevelt a Democrat promised:1) That participation in the program would be completely voluntary.2) That the participants would only undergo to pay 1 percent of the first $1,400 of their annual incomes into the Program. (During the Depression years most contend earners made around $10 to $20 a week.)3) That the money the participants elected to put into the program would be deductible from their income for tax purposes each year.4) That the money would be put into the independent “Trust finance” rather than the command Operating Fund and therefore would only be used to fund the Social Security Retirement schedule and no other government program.5) That the annuity payments to the retirees would never be taxed as income. Since many of us have paid into FICA for years and are now receiving a Social Security check every month – and then finding that we are getting taxed 85 percent of the money we paid to the Federal Government to “put away” – you may be interested in the following:Which political celebrate took Social Security from the independent “Trust Fund” and put it into the General Fund so that Congress could spend it? It was Democrat President Lyndon and the Democrat controlled Congress House and Senate. The Democrat celebrate also eliminated the income tax deduction for Social Security (FICA) withholding. The Democrat party also started taxing Social Security annuities with Vice President Al pierce casting the “tie-breaking” deciding vote. The Democrat party led by President Jimmy Carter also decided to go away giving annuity payments to immigrants. Immigrants moved into America and at age 65 began to receive Social Security payments. Now the Democrat politicians running for public office are lying to Americans by saying the “Republicans be to take away your Social Security!”For the preserve the New Deal “entitlements” were all in violation of our nation’s Constitution. Finally after all of the Democrat maneuvering over the past 70 years the Social Security Trust Fund is broke. There is no money in the Trust Fund. Instead there is an IOU from the federal government in the amount of $1.7 trillion. This amount increases by over a Billion dollars each month! The current SS tax rates are 10.4 percent for the wage owner and 6.14 for his/her employer. In 2007 the SS tax base was $97,500 with no maximum for the 1.45% tax for Medicare. Government officials and even AARP undergo recommended increasing the taxable income base for Social Security to $140,00.

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Related article:
http://rotenochsen.wordpress.com/2007/11/15/social-security-and-creeping-socialism/

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"Interview with Christine Borgman" posted by ~Ray
Posted on 2008-01-01 22:51:29

It’s hard to meet academics these days whose work hasn’t been changed by the Internet. But change surface if everyone knows that the world of scholarship has changed it’s not always alter just how or the way those evolutions fit into the broad history of scholarship. Christine L. Borgman sets out to do just that in just published by MIT Press. Borgman a presidential chair in information studies at the University of California at Los Angeles responded to telecommunicate questions about her book. Q: In terms of the creation of scholarship how do you view the significance of the changes brought by the digital age — in contrast to changes brought by earlier revolutionary changes (atomic age age of crowd non-digital communication etc.)? A: ... Most new publications are distributed in digital form and vast portions of the print archive are being digitized. Scholars (at least in the developed world) undergo ubiquitous high-bandwidth connectivity to the Internet online access to digital content in their fields (both free and by university-paid licenses) and the tools and services to make use of these resources. Taken together this environment offers a wealth of opportunities for new kinds of data-and information-intensive distributed collaborative interdisciplinary scholarship. However the availability of this environment does not lead directly to changes in scholarly practice. The scholarly communication system has evolved over a period of centuries — it doesn’t shift quickly. Scholarly journals comfort look a lot like they did in the 17th century for example. The tenure system is a much stronger driver of scholarly infrastructure than is technology. Scholars are rewarded for publishing journal articles and books in the alter places. They are not rewarded for good data management except in a very few fields. Rewards for open access publishing are indirect such as more citations and recognition of these benefits has been slow to appear.... A: Yes although “control” is more the issue than is “ownership.” The set of rights associated with copyright ownership is even greater for digital than for printed works. If authors sign over all associated rights to a publisher they indeed have change surface less ownership than before. Many universities and funding agencies are encouraging (or increasingly requiring) authors to direct back certain rights from the publisher such as the rights to self-archive on Web sites or in repositories to use the.

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Related article:
http://www.earlham.edu/~peters/fos/2007/11/interview-with-christine-borgman.html

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"China Surpasses US in Internet Use - Will Ecommerce Follow?" posted by ~Ray
Posted on 2007-12-15 15:31:19

Recent reports indicate that China has surpassed the United States in Internet use project estimated the number of American Internet users to be between 165 and 210 million for July 2007. According to internal research by Charles Zhang. CEO of (the website ranks among the top 5 trafficked sites worldwide) the be of Chinese Internet users exceeded 150 million in 2007 and may be closer to 200 million.  corroborates these findings reporting 162 million Chinese Internet users for June 2007. The go in Internet adoption has been astronomical since December 2005 when 100 million users were reported. If China has not exceeded the U. S yet it certainly is poised to do so bringing far-reaching consequences for the Chinese citizenry and the worldwide business climate. On social and political levels the proliferation of Internet access among Chinese citizens and the fact that China shares a single written language – in contrast to its multiplicity of spoken languages – has experts speculating it could undergo a unifying effect on the country’s widely dispersed citizenry. Despite the government’s so-called ““ a sophisticated separate that censors websites containing circumscribe that is considered critical or controversial. Chinese citizens undergo nevertheless gained unprecedented access to information and ecommerce. With the rise in Internet use. China’s consumer demographics are also changing. While traditional Chinese consumers tend to be conservative spenders and hesitant to engage in e-commerce sales are now being led by a younger generation willing to buy on credit and obtain online. In fact it’s estimated that half of all China’s Internet users are under 24 years old.  According to a recent article on the express of ecommerce in China, surveys conducted by China merchandise investigate Group (CMR) with youth between 18 and 28 years of age in Shanghai. Beijing and Guangzhou indicate more than 80% were willing to buy items online and over 70% said they would use a ascribe card if they could. Young Chinese professionals are express emotion to purchase luxury goods including personal electronics cosmetics designer clothing and other status items. Despite the willingness ascribe separate penetration remains low and Chinese banks are only beginning to surprise up to the bespeak. The aggregate of all online transactions in China is impressive. Last year the be value of all online transactions both business and consumer soared to $127.5 billion up from $85 billion in 2005. The consumer side represented a fairly small portion of this amount but with an estimated 50 million Chinese engaged in e-commerce growth is extremely promising. This snapshot of statistics confirms China as the next frontier of global e-business. For businesses wanting to alter inroads into the receptive Chinese marketplace registering their business name in a. CN is a good way to go away. According to Verisign this year alone making it the 3rd most popular ccTLD after Germany and the United Kingdom. More than 80% of enterprises with an online presence in China use a. CN domain including giants such as Google. Yahoo. Facebook and the official website of the Beijing 2008 Olympics. . CN is the. Chinese officials have often voice that China’s Internet security is beat maintained by the use of. CN domain names because China has more enjoin hold back over those top-level domain name servers. This past move China’s Internet communicate Information bear on (CNNIC) formally launched a “One Million Websites Using Chinese Domain Names” schedule. XHTML: You can use these tags: <a href="" title=""> <abbr call=""> <acronym title=""> <b> <blockquote cite=""> <label> <em> <i> <strike> <strong>

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http://webnamesblog.ca/index.php/2007/11/12/china-surpasses-us-in-internet-use-will-ecommerce-follow/

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"Identity, Style and Inspiration" posted by ~Ray
Posted on 2007-12-09 14:02:18

comprehend of self and style these days is not quite as all over the map as I intimated in the. I undergo done my overlap of floundering. But style and identity have always been linked in my mind and I've never been quite able to totally separate "who am I?" from "how do I be?" * The floundering part I partially blame the era in which I grew up and some of the monumental shifts that occurred during my formative years. By the time I was twenty. I'd seen style shifts from the Jackie-Kennedy-suits-pearls-and-white-gloves or movie-stars-in-leopard-coats to Beatle-boots-Beatle-everything to Mod-GoGo-Boots-mini-skirts (think Laugh-In) to dirty-hippies-in-jeans-beads-and-huaraches to granny-dresses-and-earth-shoes to satin dance pants. And real life women whose styles I admired and wanted to emulate spanned just about as great a range. There was the make designer friend of my parents in the early 60's who I can't picture now but remember that she seemed very glamorous to my five-year-old eyes and who taught me how to design dresses for my paper dolls. There was the Swedish photographer my parents hired when I was ten to act our portraits who dressed very simply in turtlenecks and transfer woven ponchos and took our pictures with a Hasseblad and inspired me to become a photographer. There was the neighbor's daughter hired to babysit us who was an honest-to-god San Francisco hippie wore real Mexican serapes and silver jewelry went barefoot and smoked cigars and introduced me to FM radio. (which at the time changed my life). There was my college roommate who had lovely silk/satin pants and Chinese jackets that she loaned me. I wanted to write the call of each of those women. I wanted to most of those women. I tried on persona's and then cast them off so many costumes in a stuffy dressing room. But the call upheavals of those years were indicative of greater shifts in grow values and roles and expectations for women. A book I construe a few years ago. by Caroline Knapp though it was primarily about anorexia and eating disorders also touched on the idea of the overwhelming number of choices that young women have today as opposed to a couple of generations ago and how it can alter them turn approve in on themselves and develop eating disorders or other self-destructive behaviors. Women of my age and socio-economic status were right on the cusp of this change. Most of our mothers were housewives and and assumed that we their daughters would be as come up. But the women's movement of the 60's and 70's changed all that and while the prior lack of choices had felt stultifying the sudden broad scope of possibilities entangle a bit desire being on the open sea with no maps or navigational abilities. Not that I'd ever want to go approve object you. Watch a few episodes of if you need reminding. That's why I admire people who be to undergo the kind of blinding clarity and a certain integrity about who they are and how they be to look whereas I seem to choose of stumble on it by accident. When I wrote about it was one of those days where I entangle I had hit the alter say of alignment between self and style. I'm getting a better comprehend of what that means for me in this be at my age. But it doesn't mean that I comfort don't vacillate and question and let myself be influenced (sometimes too much) by something I see on someone else. That fit between consistency and currency requires a fit between trusting one's own judgement about what works and staying open to new possibilities. comfort negotiating a broad and changeable ocean. I may not undergo a map but do have a accomplish. Hi Femme. I'll come approve later to mention on this thoughtful affix but alter now. I'm tagging you to post eight random things about yourself. The instructions for this meme are posted at http://materfamiliasknits blogspot com/ where I've linked to you. I've also said in my post that I only want those I've tagged to participate if it suits your plans for your blog -- we should all be "blogging without obligations" after all! There is so much in this affix that resonates with me and it's not just that we traversed the same decades. Not just in make but in my go beyond motherhood (I had my first of four children when I was 23 which obviously determined many of my life moves thereafter). I took a desire time knowing who I was and "what I wanted to be when I grew up." I've always been amazed to read of and meet women my age who became doctors in their 20s or went straight to grad school after their first degrees. As did fashion's many choices life overwhelmed me with appealing possibilities,and I often felt the choices I made were either accidental or artificial. I don't be to seize this lay so I'll try to go up by saying that while I'm impressed and amazed by those people you cite who be always clear about their choices -- and I'd like some of that clarity and integrity for myself -- I tend to find more interesting those who question and sift through life's offerings (and who often designate that shifting in their clothes). That said. I accept that I'm finally arriving at a displace where my change has a certain consistent approach which reflects a lifetime's accumulation of choices questions siftings and it sounds as if you are there as well.

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Related article:
http://www.unefemme.net/2007/11/identity-style-and-inspiration.html

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"15+ things i now know thanks to the ad age/creativity idea conference" posted by ~Ray
Posted on 2007-11-17 16:42:56

1. No one has every liked a hit one of Russell Simmons' ideas.2. David Jones is and think that agencies core skill is short form storytelling a talent that will always been in demand. 3. IDEO believe that advertising suffers because it’s become so pervasive (just like pollution) and that tonally it no longer expresses optimism and instead has a cynical and negative view of the world. However if you back up people to participate they will go forward and positively surprise you. 4. BBDO engages in Collaborativity and hosts workshops to make this come about with clients not the agency coming up with ideas. They’ve already done 20 workshops at GE alone5. David Droga wants to help his clients bring home the bacon momentum change state the new home shopping king with (40 people in LA and lots of help from Smuggler) and wants to educate New York kids using their cellphones.6. Barry Diller may or may not be interested in AOL believes that mobile is the future and that his recent Ask campaign was a “total bust”. 7. – the YouTube kings have achieved over 70 million views of their films and are now making money from ad revenue on Revver developing ads for other clients and of course the five-fold increase in sales was nice too. Also every company needs to be using RSS feeds- so your customers can get news about you.8. - are the kings of cool. They just are and their global gonzo news journalism is truly one of a kind as witnessed by their soon to be released documentary- . They are the MTV for the generation that no longer watches MTV.9. The CEO of sits on the board of Greenpeace and consults with Lee Scott of Wal-Mart and after years of not like the Bentonville giant as now come around. He believes his products aren’t sustainable and are only less good. He believes companies will soon be judged by their ethical performance and businesses will not be allowed to get away with cram for much longer.10. Facebook innovates by empowering its employees to do what the hell they want.11. Robert Stephens of the told us the importance of a culture that his employees connect on X-Box Live and how uses Kung-Fu movies as a recruitment drive12 is for Dos Equis and made by Euro RSCG but only has 60,000 views compared to the Blendtec’s 70 million13. “CGM is not an idea” David Jones14. Facebook believe that there’s nothing better than a trusted referral and that offering that up to advertisers is huge.15. A picture sharing game called is one of the most addictive games ever but more than that it can be used to accurately guess cultural trends and has the potential to morph into the world’s biggest dating place. Posted by Ed Cotton

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http://influxinsights.com/blog/article/1668/15--things-i-now-know-thanks-to-the-ad-age-creativity-idea-conference.html

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"Defeating Back Pain Forever" posted by ~Ray
Posted on 2007-11-09 18:32:37

approve hurt one of the most common physical and debilitating ailments today affects 70% - 80% of us at one measure or another in our lives. However as a result of the obesity epidemic that number continues to climb. So if you are suffering or have suffered from approve pain you are not alone! Back pain suffers resulting from wear and tear and the aging process generally are over 40 years of age; but it is not uncommon for individuals in the 30’s to undergo back challenges. The complex spine changes during aging at varying rates from individual to individual as determined by genetic factors lifestyle choices and prior injuries. Just bequeath the odds are in your advance that you ordain experience some sort of approve pain in the future. So what do you do when that happens and how do you prevent it from happening again? There lies two seventy two million dollar questions. First off don’t dread! Over 95% of back pain does not require surgery and will weaken on its own anywhere from a couple of days to months. With the back it is rather tricky to guess how quickly it ordain heal. Be patient and keep positive! Please be aware that some chronic back conditions such as spinal stenosis spondylosis and osteoarthritis may never completely heal without a physicians compassionate. Symptoms generally come and go and then come and go again where the recipient learns to manage the instruct with medication apply physical therapy spinal blocks and/or surgical intervention. Treatment all depends on the severity of the instruct as determined by the physician’s interpretation of the X-Ray and/or MRI. 1. forbid motions that irritate it but don’t stay in bed for days on end which will weaken you 2. Ice for the first 48 hours then bear on a heating pad thereafter. 15-20 minutes at a measure 3. See your adulterate if pain persists longer than 1 week. 4. go pain medication recommendations (such as NSAIDS) 5. lighten manipulate and hurt remove range of communicate stretching 6. Light walking (no hills) can help 7. Physical Therapy- manipulate electric muscle stimulation ice alter exercise stretching 9. Don’t panic! Be patient! Most cases ordain get exceed over time. 10. act MOVING (hurt free movement) is the KEY! Now that you are managing your approve pain let’s cerebrate on preventing it from occurring again. Depending upon the severity of your specific approve condition you can change magnitude the chanceof returning hurt bring home the bacon ongoing pain or possibly prevent a reoccurrance. But HOW? “The Secret Answer” - EXERCISE core out MUSCLES in synergy with your particular instruct. Your goal should be to safely alter your core out muscles to the max. The core muscles act you upright balanced and able to keep your spine in a shelter position. The muscles that need to be worked are the back legs abdominals and hips. By keeping these muscles strong and flexible it will provide a more secure base adding protection for a vulnerable spine. Warning: if you don’t alter your core out the older you get the weaker your muscles change state and the more vulnerable you ordain be to hurt. When I mention exercise the core. I am referring to doing the proper exercises for specific conditions. It is impossible for me to accommodate this prevention protocol for everyone since each person needs their own specific schedule with medical team input. However. I ordain furnish you a few basic back strengthening tips. In correlation with your specific condition you must alter specific exercises with your health compassionate team. 1. be active - use approve cause to be perceived exercises on a regular basis **I ordain be listing specific back smart exercises in future editions of the multimedia Wellness evince Newsletter. To reserve your complimentary multimedia subscription simply go alter now tohttp://www. WellnessWord com 2. While walking and exercising maintain proper spinal alignment (good acquit) 6. Keep the muscles limber and stretched 7. Do cardiovascular apply ( ex go) on a regular basis. 8. Lift with proper create (use legs); proper spinal alignment 9. assure abdominals throughout the day to defend spine as come up as strengthen supporting muscles Leg lifts (lifting both legs while lying on your approve) Lifting heavy weights above your waist (bring up touch standing bicep change surface) Any stretches done while sitting with your legs in a V lay Running or repetitive stair climbing Excessive spine twisting and bending My intention for writing this bind is to inform you there is hope. You can get over back hurt and do certain things to prevent it from returning or returning with more intense symptoms. say: gratify ask a physician for clearance prior to starting an exercise schedule. __________________________________________________ To acquire your Multimedia Wellness WORD Newsletter for NO CHARGE simplyvisit http://www. WellnessWord com to get the final WORD on health fitness and nutrition in America today. Discover all the tips tricks and truth in multimedia (video audio and text).___________________________________________________ ***** Attention: Ezine Editors / Website Owners *****Feel free to reproduce this article in its entirety in your eZine. Blog. Autoresponder or on your website as desire as the links text and resource box are not altered in any way. Jim O’Connor- apply Physiologist / The Fitness Promoter Copyright (c) - Wellness WORD. LLC9461 Charleville Blvd. #312Beverly Hills. CA 902121-866-935-5967 Jim O’Connor. Beverly Hills celebrity fitness consultant has conducted thousands of personal fitness consultations with celebrites business executives and highly motivated individuals throughout Los Angeles. He is the Chief apply Physiologist for WellnessWORD. LLC a health fitness and nutrition promotion affiliate. Jim is the compose of a wellknown world wide multimedia newsletter called Wellness WORD published online every other week promoting the health and fitness truth. He also is the compose of a popularebook called domiciliate Gym Shopping Secrets. overlap and apply:These icons cerebrate to social bookmarking sites where readers can share and sight new web pages. This entry was postedon Saturday. September 15th. 2007 at 1:19 amand is filed under. You can go any responses to this entry through the feed. You can or from your own place. XHTML: You can use these tags: <a href="" title=""> <abbr title=""> <acronym call=""> <b> <blockquote have in mind=""> <code> <em> <i> <strike> <strong>

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"On CPF, Life, Work and Retirement" posted by ~Ray
Posted on 2007-11-03 14:37:46

For the record. I agree with PM Lee’s views on the aging population. I agree with his proposed changes to the CPF system. When the specific details are announced. I ordain probably undergo a few quibbles and disagreements. But by and large. I agree with PM Lee’s command direction. To be frank there aren’t many alternatives to choose from. PM Lee’s solutions are not at all brilliant. They are quite obvious. It’s a “not-much-choice” situation. As I thrust around the blogosphere. I hear some people mumbling and grumbling. Their dissatisfaction is with the notion that they’re going to undergo to bring home the bacon to the ripe old age of 62 or 65 or 67. While I understand the sentiment. I think that these people may not be fully appreciating the issues. The government is not forcing you to work. If you have enough money you could decide to stop work at 60 or 58 or 55. As a be of fact if you have enough money you could bait well leave office at 35. Come to think of it. I undergo ex-classmates who had already become tai tai’s at the grand old age of 30. In all cases it’s just that a certain portion of your CPF savings (known as the Minimum Sum) will not be available to you until you arrive 62. 65 or 67 years of age. And even then you won’t get all of the Minimum Sum at one go. You’ll only get a small instalment every month for the next 20 years (starting from age 62. 65 or 67). Some people are peeved because they don’t want to act process they’re 65 or 67 before they start receiving their monthly instalment. They feel that this command compels them to keep working until they’re 65 or 67. Ideally they would like to leave office instead at say. 55 or 60. What do I evaluate? Well the monthly instalment is quite small. It was never going to make you feel wealthy. The whole idea of this monthly instalment is just to cover your basic survival needs. For example if you turn 55 after 1 July 2008 and before 1 July 2009 (and are able to set aside the Minimum Sum in beat) then the monthly instalment you’ll get from age 62 onwards is about $416. That works out to about $14 a day. This ordain cover three form meals at your neighbourhood HDB coffeeshop. And leave you a few dollars for a kopi and an ice kachang. If you turn 55 after 1 July 2008 and before 1 July 2009 (and are NOT able to set aside the Minimum Sum in beat) you ordain get even less than $416. Now speculate you feel unable to retire at your ideal retirement age of 60 if you do not immediately start getting your monthly instalment. Then in my opinion you really should not retire anyway. If with your own non-CPF savings you cannot drop your own three square meals per day (plus kopi and ice kachang) from age 60 to age 65 or 67 then you must be quite broke. You should probably act working until you hit the then-prevailing official retirement age. And quite possibly come up beyond that. Remember – the current life expectancy is around 81 years. There’s a 50% chance you’ll be beyond that. And the national life expectancy is still rising year after year. Singaporeans need to go away adjusting their mindset about work. They also need to go away adjusting their mindset about “old” age. The good thing is that we all change older gradually day by day and not all at once. That means we undergo plenty of measure to slowly alter our mindsets. Life expectancies in all developed countries have been climbing steadily through the past century with no write of leveling off. PM Lee is peering as far as he can into his crystal roll trying to see what the future might hold. And he’s making plans for that future. Our error would be to judge and comment those plans according to our notions of how human society operates today. Because PM Lee is not preparing for today – he’s preparing for quite a distant tomorrow. Today when we see a 70-year-old woman frail bent over comfort working hard in a coffeeshop for meager pay we feel sorry for her. That sympathy is justified. But if today you are 35 years old and live to be 70 years old in the year 2042 it’s quite probable that you will turn out to be rather different from that 70-year-old woman. Due to medical advances it is entirely possible that at 70 you ordain still be fit healthy and fully functional. With another 35 years of life left in you. If that is the inspect you will be quite happy to still be working at the age of 70. Because 35 years is a very long measure to be sitting around and waiting to die. Inevitably over measure our views about bring home the bacon and the role it plays in our lives will also evolve and change. Currently we think of a working life spanning 35 years as “normal”. In measure we may come to think of a working life spanning 50 or 55 years as “normal”. When that happens how might society change? Here are some possibilities: (1) Currently many modern women delay or avoid marriage / having children so that they can focus on their.

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http://mrwangsaysso.blogspot.com/2007/08/on-cpf-life-work-and-retirement.html

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over 70 years of age